PPO Networks: The Devil Employers Think They Know

Source: David Chase/Forbes Written with David Contorno, President, Lake Norman Benefits Do you give your employees an unchecked unlimited expense account? If they carry your company’s health plan ID card, you do. The Affordable Care Act requires every health plan to offer benefits free from most annual and all lifetime dollar limits. If you have a self-insured plan, you may feel the direct impact of this a little more immediately (although many employers still do not recognize

Nearly 40% of Americans can’t cover a surprise $400 expense

Source: Alain Sherter / CBS News Although unemployment in the U.S. is at its lowest level since 1969, roughly 4 in 10 Americans would struggle covering a $400 emergency expense, Federal Reserve data show. 17% of U.S. adults are unable to pay all of their bills in full every month, according to the Fed data. A quarter of Americans skipped necessary medical care in 2018 because they couldn’t afford the cost. Nearly 40 percent of

The Truth About Dentistry

Source: Ferris Jabr/ The Atlantic In the early 2000s Terry Mitchell’s dentist retired. For a while, Mitchell, an electrician in his 50s, stopped seeking dental care altogether. But when one of his wisdom teeth began to ache, he started looking for someone new. An acquaintance recommended John Roger Lund, whose practice was a convenient 10-minute walk from Mitchell’s home, in San Jose, California. Lund’s practice was situated in a one-story building with clay roof tiles

Is your greedy dentist ripping you off with unnecessary visits?

Source: Kirsten Fleming/ New York Post It’s a widely held belief that patients need to see their dentist for cleanings every six months — but is there science propping up the idea of biannual dentist visits? Dr. Michael Glick, a diagnostic science professor specializing in oral medicine from the University of Buffalo, admits there is very little hard data to support the guidelines. “Dentists will hate me for saying this, but the popular idea of

The high cost of being broke: Dental care

Source: Dana Bate/ Broke in Philly In February, one of Amanda Dornheim’s teeth started hurting. For a while, she put off dealing with it. She was uninsured — and hadn’t been to a dentist in two years. But even after she was enrolled in Medicaid, she couldn’t find a dentist who would take her plan or was accepting new patients. Dornheim, who lives in Plymouth Meeting, Pennsylvania, makes an hourly wage at Victoria’s Secret and

Will This Health Expense Bust Your Retirement Budget? It’s unavoidable — and potentially very costly.

Source: Maurie Backman/ The Motley Fool It’s no secret that medical care is a huge burden for retirees on a fixed income. And while many seniors fear that a single hospital stay could be enough to drive them into bankruptcy, there’s another expense that could end up putting their retirement at risk: dental care. Though dental care is a clear necessity for working Americans and seniors alike, older folks need to be even more vigilant

The amount of the average emergency medical bill is staggering

Source: Allison Sadlier/ NY Post Ever delayed a dental or medical procedure because of your wallet? You’re far from alone since one in two Americans have postponed a procedure due to cost, according to new research. A study examining how people pay for unexpected medical or dental bills found that four in five people have experienced the shock of a medical emergency within their immediate family, with many forced to turn to unorthodox methods to

Dental benefit proposed for Medicaid recipients

Source: Joe Lawlor/ Portland Press Herald A bill introduced in the Maine Legislature would give access to preventive, diagnostic and restorative care for more than 100,000 Mainers. AUGUSTA — Tifani Pedro said Wednesday that if the Maine Legislature passes a bill to provide adult dental coverage for people with Medicaid, it would be life-changing for her health. The Old Town resident went to the state capital complex to testify in favor of a bill that

Albertsons Extends BridgeHealth Surgery Benefit to 30K Employees

Source: Progressive Grocer Albertsons Cos. has beefed up its employee benefits package by expanding associates’ access to BridgeHealth, a Denver-based provider of value-based health care services. The grocer identified BridgeHealth as a way to control the cost of expensive surgeries while boosting employees’ health and wellness. A year-long pilot gave 7,000 Albertsons employees and dependents across four states access to top-ranked surgical centers at no cost to the employee. The pilot achieved a favorable ROI

How health-care costs us $89 billion a year in lost tim

Source: Bertha Coombs/ CNBC Americans spend more time traveling and waiting for health appointments than for any other service, including getting driver’s licenses at motor vehicles agencies, according to new analysis from health research firm Altarum. On average, Americans spent 34 minutes to traveling to doctor appointments and 11 minutes waiting to be seen once they got there. Altarum estimates that the economic impact of all that time spent on travel and waiting for health